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Financial & Economy | G-Fin™ | Grants

Consumers Are Reminded to Protect Information When Filing Taxes

The Free Press WV

West Virginia Attorney General Patrick Morrisey reminds consumers to be cautious and to protect personal information when preparing and filing the necessary tax documents this year.

Sensitive information like Social Security numbers, finances, birthdays and addresses are some of the many things scammers could easily use to their advantage.

“Scammers know tax season comes at the same time every year,” Attorney General Morrisey said. “They could be waiting in the wings to take advantage of the available information. That’s why it’s extremely important to be mindful of how you handle the information and who handles it on your behalf.”

Consumers can greatly reduce the risk of fraud by filing their return well before the deadline. This gives thieves less time to file a false return since IRS records would show a return in the consumer’s name has already been filed. They also should use a secure Internet connection and never file their return via publicly available wi-fi.

Additional tips include:

  • Never carry a Social Security card, banking information or any other personally identifiable information in a wallet. Keep such documents in a secure location.
  • Cross shred documents. Identity thieves rummage through trash to find information.
  • Be wary of suspicious emails that look legitimate, however are meant to steal personal information.
  • Know the Internal Revenue Service does not contact taxpayers via text message, email or social media.
  • Be aware that unsuspecting victims of tax-related identity theft often receive a letter from the IRS saying it received multiple tax returns filed in the victim’s name or indicate the taxpayer received wages from an employer he or she doesn’t know.

Anyone who receives a letter from the IRS indicating potential impersonation should immediately call the agency’s Identity Protection Specialized Unit at 1.800.908.4490.

Consumers who believe they may be the victim of tax-related identity theft should contact the Attorney General’s Consumer Protection Office at 1.800.368.8808, the Eastern Panhandle Consumer Protection Office in Martinsburg at 304.267.0239 or visit the office online at www.wvago.gov.

House Tax Bill Would Increase The Cost Of College

The Free Press WV

The repeal or revision of higher education tax benefits in the House Republican bill would cost students and families more than $71 billion over the next decade, according to an official analysis by Congress’s Joint Committee on Taxation.

In a letter obtained by The Washington Post, the committee provides specific individual scores of the education provisions in the House bill. Those that directly benefit current students, borrowers and employees seeking college credentials amount to tens of billions of dollars in revenue for the government, but lost savings for taxpayers. The committee tallied the costs at the request of Sen. Patty Murray, Wash., the ranking Democrat of the Senate Health, Education, Labor and Pensions Committee.

“At a time when higher education costs are skyrocketing, it is extremely disappointing Republicans are trying to jam through a plan that will take money from students and families who are trying to send their kids to college - all to pay for a massive tax cut for corporations and the richest among us,“ Murray said. “Republicans need to stop playing partisan games with our students’ education, and start working with us to provide more opportunities for all.“

House Republicans rattled universities, graduate students and education loan borrowers with proposals to dramatically shake up the landscape of existing tax credits, deductions and exclusions.

Graduate students, for instance, mobilized to fight against the proposed repeal of an exemption from taxes on the waivers that cover their tuition. Many have argued that counting their tuition as taxable income would result in a tax burden they could not cover with the money earned from working as teaching or research assistants. Repealing that exemption would yield the federal government $5.4 billion in revenue over the next decade.

Another hotly contested House proposal involves the elimination of the student loan interest deduction, which lets people repaying their student loans reduce their tax burden by as much as $2,500. Getting rid of the deduction would cost borrowers over $21 billion in the next 1o years. More than 12 million people took advantage of the deduction in 2015, according to the Internal Revenue Service. That’s just about 3 in 10 of the 44 million Americans with student loans.

Millions of Americans also take advantage of the three higher-education tax credits - the American Opportunity Tax Credit, Lifetime Learning Credit and Hope Scholarship Credit - that House Republicans want to consolidate. The government would get $24.1 billion in revenue by repealing the Lifetime Learning Credit. But that money would come at the expense of graduate students who under the proposal would be largely shut out of the consolidated tax credit.

While policy analysts agree that tax credits should be streamlined, many worry that consolidating them without a meaningful increase in funding or expansion of the criteria would prove detrimental to people paying for college. They also worry that House Republicans are discouraging workforce development by proposing the repeal of an exemption that prevents the federal government from taxing tuition assistance provided by employers. Eliminating that statute would yield $20.6 billion over a decade, which taken with the other three repeals amounts to $71.5 billion.

“The biggest losers will be students repaying their education loans, young adults seeking graduate degrees and adults seeking continuing education to upgrade their skills in a rapidly changing labor market,“ said Terry W. Hartle, senior vice president of the American Council on Education. “We’re moving in precisely the opposite direction from where we should be going.“

Some within higher education are relieved that Senate Republican tax bill side steps many of the higher education proposals made in the House, including the graduate tax and interest deduction. Still, there is no guarantee that those provisions will remain off limits during reconciliation.

Frontier Communication….

The Free Press WV
The Free Press WV

Frontier Won’t Return $4.7M in Broadband Funds to WV

Frontier Communications won’t give back any of the $4.7 million in stimulus funds that the federal government says the state overpaid Frontier as part of a statewide project that aimed to expand high-speed internet, the company told state officials this week.

A federal agency recently ordered the state to return the misspent funds paid to Frontier. The U.S Commerce Department’s payment demand followed an inspector general’s report that found Frontier padded hundreds of invoices with extra charges, and the state improperly reimbursed Frontier for those “unreasonable and unallowable” fees. Federal grant rules barred the state from using stimulus funds to pay such project costs.
In a letter to state Chief Technology Officer John Dunlap this week, Frontier asserts that any funds that state might return to the federal government “are, of course, not recoverable from Frontier.”

Frontier cites a “memorandum of understanding,” signed by the company and state officials, in which the state agreed to use federal funds to pay Frontier for overhead costs – the same expenses the feds now say were prohibited under the grant rules. Frontier said it only signed on to the statewide broadband project after state officials agreed to reimburse the company for all costs – “both indirect and direct,” the letter states.

Frontier also disputed the federal government’s determination that the state must return $4.7 million, urging the state to file an appeal.

“To avoid the waste of millions of West Virginia taxpayer dollars, the [state] should appeal,” wrote Mark McKenzie, a Frontier engineer who oversaw the company’s role in the project,

In 2010, the federal government awarded West Virginia $126.3 million in stimulus funds to expand high-speed internet to schools, libraries, health clinics and government buildings. The grant money included $42 million for a fiber cable network.

The state asked Frontier to install 915 miles of fiber cable to hundreds of public facilities across the state, but scaled back the project to 675 miles. Nonetheless, the state paid Frontier the entire $42 million initially set aside for the project. Frontier finished the project two years ago.

The company improperly tacked on $4.24 million in extra charges to pay for administrative costs, according to the federal report. Frontier labeled those charges as “loadings.”

Another $465,000 in improper payments went to Frontier to process invoices, the report says.

State officials have told investigators that a federal broadband grant administrator gave the state the go-ahead to pay the extra fees. But the federal administrator has denied saying that. The inspector general’s report cites a “miscommunication” between the federal broadband agency and West Virginia officials.

The feds have not directed the state – nor Frontier — to return the stimulus funds.

“As you know, the [state] agreed to pay Frontier for its indirect costs , regardless of whether those costs were eligible under the grant,” Frontier said in it letter to the state.

State officials have declined to say whether they plan to appeal.

The federal government’s $4.7 million payment demand could grow even higher.

The Commerce Department also cites findings that Frontier misled the public about the amount of unused fiber cable – called “maintenance coil” – the company installed across the state. The extra cable, which is stored at public buildings and used for repairs drove up the broadband expansion project’s cost.

Frontier placed 49 miles of spooled-up, unused fiber cable in West Virginia, four times the amount the company had disclosed to state officials.

The feds ordered state officials to find out whether the extra coil was included in the total miles of cable the state claimed that Frontier built with stimulus funds. The state also was directed to get an “explanation from Frontier for the reason it misrepresented the maintenance coil mileage to the public.”

In the letter to Dunlap, Frontier said it didn’t mislead anybody.

In 2013, at the state’s request, a Frontier employee gave an estimate of the amount of extra fiber the company planned to set aside — and bill the state — for maintenance. But the employee was “unaware of factors that often caused the proportion of maintenance coil to be higher,” the company said. Those factors include an “engineer’s judgment,” terrain, the site’s condition and the height of poles used to string the extra coil, according to Frontier’s letter. The employee also told a state official that a “more accurate estimate could be determined” by reviewing engineering maps of the project.

Frontier acknowledged the 49 miles of spooled-up, extra coil was included in its 675-mile total of fiber the company installed across the state, according to the letter to Dunlap. The state wound up paying about $240,000 more for coil compared to the employee’s initial estimate, the letter says.

Last year, Citynet sued Frontier for allegedly stifling competition in West Virginia and using the federal stimulus funds to build a broadband network that solely benefits Frontier. Frontier has disputed the allegations, characterizing Citynet as a disgruntled competitor with a six-year vendetta against Frontier, which is headquartered in Connecticut.

While the state paid Frontier $42 million in federal stimulus funds to bring high-speed fiber service to more than 1,000 public buildings across West Virginia, nobody seems to know how many facilities are using that fiber today.

On September 18, Dunlap posed that question to Frontier. The company wrote back that the state selected the sites, and Frontier doesn’t monitor which public facilities now use the federally funded fiber cable.

Eric Eyre

Opinion: Oil and Natural Gas: A West Virginia Solution

The Free Press WV

West Virginia history shows the success of the tried and true custom of leveraging our abundant natural resources to not only generate revenue statewide, but to lower unemployment and boost the quality of life for our residents.

West Virginia needs to take a stand and increase its recognition of the potential to once again be the leader within the oil and natural gas industry. West Virginia currently ranks 8th nationally in both the number of workers supported by the industry and in total natural gas production, coming in behind Ohio and Pennsylvania. 

So how do we put West Virginia at the forefront and leverage every advantage to not only put more residents to work, but increase funding to our local communities and create a better future? And, how do we decrease out-migration of both the young and old due to lack of hope for gainful employment?

PricewaterhouseCoopers recently released a report identifying that the West Virginia oil and natural gas industry supported 70,900 jobs and added $8 billion to the state economy in 2015.  However, we still are experiencing an unemployment rate higher than the national average and an inability to compete with the policies and regulations of neighboring states. What is the solution?

The answer lies in reasonable regulations and progressive legislation. The industry currently has restrictions that are hindering its ability to remain competitive with Pennsylvania and Ohio. West Virginia is not growing at the same pace due to its non-competitive drilling laws. By comparison, last year West Virginia natural gas production increased by 4.3 percent while Pennsylvania saw a 9.37 percent increase. This five percent deficit represents the loss of opportunity for West Virginia to realize tremendous investments in wells and accompanying infrastructure and in the creation of much needed, high-paying new jobs.

We must embrace the potential we have before us, which creates a larger impact through the expansion of downstream opportunities and a dramatic increase of jobs in West Virginia and across the entire Appalachian Basin. 

West Virginia’s legislators must recognize that natural gas development represents the single best hope for resolving the issues which plague our state and allow the economic activity it spawns to give hope to West Virginians. Policy reforms must be made to allow the natural gas industry to reach its fullest potential and create jobs.

~~  Charlie Burd - Executive Director, IOGA WV ~~

WV Center for Nursing Awards $422,000 In Scholarships to Help Nursing Students Earn A Degree

The Free Press WV

The West Virginia Center for Nursing announced today that 224 students will receive funds totaling $422,000 as part of the Nursing Scholarship Program.

The program, which is administered by the West Virginia Center for Nursing in conjunction with the West Virginia Higher Education Policy Commission (HEPC), helps licensed practical, registered, master’s and doctoral nursing students pursue their degrees.

“The Center for Nursing plays a crucial role in helping address our state’s need for healthcare providers,” Dr. Paul Hill, Chancellor of the HEPC, said. “This scholarship is an example of our efforts to directly align our higher education initiatives to support workforce development. I am so pleased that we are able to assist these students in fulfilling their dreams for pursuing a meaningful and in-demand career in West Virginia.”

The number of students receiving funds has increased exponentially from last August, when 76 students were presented with the award. Drema Pierson, (MSN, MBA, RN) Administrator for the Center for Nursing, attributed the increase to better promotion of the scholarship and the introduction of an online application that simplified and streamlined the application process.

In order to qualify for a scholarship, nursing students must be West Virginia residents and agree to fulfill a service obligation to work in West Virginia for each year they receive an award.

To apply for a scholarship, students should visit www.wvcenterfornursing.org. The online application will reopen on April 15, 2018, and the deadline to apply for an award for the 2018-19 academic year will be June 01.

The West Virginia Legislature created the West Virginia Center for Nursing in 2004. In addition to supporting the Nursing Scholarship Program, the Center focuses on nursing workforce planning and development to help alleviate an ongoing shortage of nurses. The program is funded by a $10 fee paid during the yearly license renewal process completed by every licensed practical and registered nurse in the state.

For more information, visit www.wvcenterfornursing.org.

Mylan Announces $465 Million Settlement Over Whether Epipen Qualifies as Generic

The Free Press WV

The pharmaceutical company Mylan has announced a $465 million settlement agreement with the U.S. Department of Justice over its EpiPen auto-injector products.

The conflict was over whether Mylan misclassified EpiPen as generic to avoid paying Medicaid rebates to the federal government.

Under the settlement, Mylan will reclassify EpiPen for purposes of the Medicaid Drug Rebate Program and pay the rebate applicable to innovator products, effective as of this past April 01.

Mylan had earlier indicated that a settlement was reached but today was the first day it was confirmed by the government.

As Bloomberg reported, some U.S. lawmakers criticized the deal as not tough enough on the company.

“As we said when we announced the settlement last year, bringing closure to this matter is the right course of action for Mylan and our stakeholders to allow us to move forward,” Mylan chief executive officer Heather Bresch stated in a news release.

“Over the course of the last year, we have taken significant steps to enhance access to epinephrine auto-injectors, including bringing a solution to the fast-changing healthcare landscape in the U.S. by launching an authorized generic version at less than half the wholesale acquisition cost of the brand and meaningfully expanding our patient access programs.”

Bresch is the daughter of Senator Joe Manchin, D-WV, and Gayle Manchin, the secretary of Education and the Arts in Governor Jim Justice’s administration.

She and Mylan have been under scrutiny over the price of Epi-Pen for much of this past year. Mylan acquired the rights to the shot-delivered medicine in 2007 and then raised the price roughly six-fold.

“Mylan has always been committed to providing patients in the U.S. and around the world with access to medicine, and we look forward to continuing to deliver on this mission,” Bresch said in the news release.

The settlement does not contain an admission or finding of wrongdoing.

Mylan also has entered into a Corporate Integrity Agreement with the Office of Inspector General of the Department of Health and Human Services.

The settlement provides resolution of potential Medicaid rebate liability claims by the federal government, as well as by some hospitals and other covered entities, such as rival drugmaker Sanofi, which sued Mylan last year.

“It was our contention that Mylan’s intentional misclassification of EpiPen allowed them to amass hundreds of millions of dollars which they then used to finance their anticompetitive behavior in the marketplace,” Sanofi said in a statement Thursday.

The settlement allocates money to the Medicaid programs of all 50 states and establishes a framework for resolving all potential state Medicaid rebate liability claims within 60 days.

Medicaid gets a 23 percent discount on brand-name drugs and a 13 percent discount on generics.

The Centers for Medicare and Medicaid Service indicated that EpiPen had been classified incorrectly as a generic since at least 1997, both by Mylan and previous makers.

The Justice Department claimed in its lawsuit that by misclassifying EpiPen as a generic product rather than a brand name, Mylan profited at the expense of Medicaid, the government’s health-insurance program for the poor.

“Taxpayers rightly expect companies like Mylan that receive payments from taxpayer-funded programs to scrupulously follow the rules,” said William Weinreb, the acting U.S. Attorney in Massachusetts.

WVONGA to Push Again for Mineral Efficiency

The Free Press WV

Natural gas production in West Virginia is not growing as much as it is in Pennsylvania and Ohio. The head of the West Virginia Oil and Natural Gas Association blames it on noncompetitive drilling laws.

Specifically, that means West Virginia lacks laws allowing joint development and co-tenancy.

WVONGA will try again in the next legislative session to secure those two items, said Anne Blankenship, WVONGA executive director.

“WVONGA will advocate again in 2018 for the West Virginia Legislature to pass a mineral efficiency bill that will resolve the issue when 100 percent of the mineral interest owners do not consent to the development of oil and gas,” Blankenship said last week. “In many instances, a fraction of one percent of the mineral interest owners can prevent the development of oil and gas against the will of the super majority.

“Our surrounding states, including Ohio and Pennsylvania, have laws in place to address this issue, and production is increasing at higher rates in those states than in West Virginia. To become competitive with these states, West Virginia must pass similar laws.”

Co-tenancy would allow drilling when 75 percent of owners of a tract agree to allow development of mineral rights, even if the other 25 percent do not approve or cannot be located. Joint development would allow drilling companies to use horizontal drilling to extract natural gas under land using leases that were bought when shallow, vertical wells were the only drilling technology available.

Both practices have been opposed by landowner rights organizations and the West Virginia Farm Bureau.

Senate Bill 576, which addressed joint development and co-tenancy, passed the state Senate this year but died in committee when it moved to the House of Delegates.

EQT is one of the largest drillers and producers of natural gas in West Virginia. In a recent conference call, EQT CEO Steve Schlotterbeck referred to what he called West Virginia’s “antiquated” oil and gas drilling laws and regulations when discussing EQT’s capital expenditure program and how it plans to drill more in Pennsylvania than in West Virginia.

An EQT spokesperson confirmed that Schlotterbeck was referring to the lack of joint development and co-tenancy in West Virginia.

After this year’s regular session of the Legislature ended, Schlotterbeck said EQT can drill wells with longer laterals in Pennsylvania than it can in West Virginia because of joint development and co-tenancy. He also said West Virginia’s laws are wasteful of natural gas. Because the company cannot drill laterals in West Virginia that are as long as those in Pennsylvania because of co-tenancy restrictions, some gas that could be recovered here is not recovered, he said.

Blankenship’s comments came as WVONGA compared production in West Virginia counties last year. Blankenship said Doddridge County (334,486,963 cubic feet) was by far the largest natural gas producing county in 2016, producing about 334.5 million cubic feet, followed by Wetzel County with 208.7 million.

The next four counties ranked by production were: Marshall, with 143.1 million cubic feet; Ritchie, with 130.8 million; Harrison, with 128.3 million; and Tyler, with 120.9 million.

Statewide, West Virginia wells produced nearly 1.35 billion cubic feet, up about 2.5 percent from 2015, Blankenship said.

According to the U.S. Energy Information Administration, West Virginia’s natural gas production last year increased by about 56.3 million cubic feet, or 4.3 percent. Pennsylvania’s production increased by 450.99 million cubic feet, or 9.37 percent.

Ohio overtook West Virginia in production by producing about 44.5 percent more gas than in 2015, according to the EIA.

~~  Jim Ross ~~

Good Credit Practices Among Students

The Free Press WV

West Virginia Attorney General Patrick Morrisey reminds college students to make wise choices when using credit cards this upcoming school year.

Many take the opportunity to sign up for their first credit card to establish credit and for convenience.

“Credit cards are an easy and convenient method of payment,” Attorney General Morrisey said. “However, it’s important to manage them properly so your financial and credit history isn’t damaged.”

Students who may have difficulty attaining approval based on credit history can open an account with a small limit and pay the balance as soon as possible.

Additionally, co-signers may be necessary for students under 21 and without an income. Becoming an authorized user on a parent’s account is another option. Both provide extra monitoring that reduces the risk of the student accruing unmanageable debt.

Students should use credit cards responsibly and only when necessary, establish a budget, monitor usage, pay the required balance each month and know all expenses and fees.

Also, students should be aware of the fine print and any penalties associated with late or missed payments.

Billing statements should be shredded and card information kept in a secure location.

The Attorney General’s Office issues this advice as part of its fourth annual Off to College Consumer Protection Week.  To learn about consumer protection efforts in West Virginia, visit http://www.ago.wv.gov/consumerprotection.

Anyone with questions should contact the Attorney General’s Consumer Protection Division at 1-800-368-8808, the Eastern Panhandle Consumer Protection Office in Martinsburg at 304-267-0239 or visit the office online at http://www.wvago.gov.

UHC’s Three Germ-Zapping Robots Been Named

Environmental Service Employees Win $100 Gift Cards

United Hospital Center (UHC) recently announced that it has the most Xenex LightStrike Germ-Zapping Robots in West Virginia. The three robots are being used to enhance environmental cleanliness by disinfecting and destroying hard-to-kill germs, bacteria, and superbugs in hard-to-clean places.

The Environmental Services team participated in a contest to name all three of the robots, as these modern marvels of technology are also included as part of the cleaning team at UHC. Each of the following contest winners received a $100 gift card to the cafeteria:

    • Brenda Morrison with the name “UHC3PO”

    • Karen Minnear with the name “Elroy”

    • Chris Owen with the name U.S.H.E.R. (Ultra Sanitation Healthcare Efficient Robot)

The Free Press WV
Pictured from left front row: Brenda Morrison, Environmental Services, contest winner; Karen Minnear, Environmental Services, contest winner; Chris Owen, Environmental Services, contest winner; Pictured from left back row:  Dr. Mark Povroznik; chief quality officer, vice president of quality; Beth Bond, MBA, BSN, RN, CIC, infection preventionist manager; Annetta Payne, RN, CIC, infection preventionist; and Brian Fijewski, MBA, director of environmental services.


“This was a great opportunity to engage with our Environmental Services staff that is responsible for the room cleaning program,” said Dr. Mark Povroznik, chairman of Infection Control at UHC. “The entire Environmental Services team, including the robots, is critical in the implementation of ultra violet room disinfection.”

Each person could submit up to three names for the contest, as a total of 30 names were submitted. The committee of judges from the UHC Personnel Action Committee (PAC) selected the three winning entries.

“If not properly cleaned some spores, such as C-diff, can live on surfaces for up to five months,” said Dr. Povroznik. “Upon a patient discharge, Environmental Services will clean the room as they would normally and then they terminally clean a room with one of the robots. These robots are just the latest step in UHC’s effort to prevent infections.”

IOGAWV Selects Leadership for 2017-18

The Free Press WV

Marc A. Monteleone, general counsel to WACO Oil and Gas Co. and a partner in the law firm of Bowles Rice, LLP, has been elected to lead the Independent Oil and Gas Association of West Virginia, Inc. (IOGAWV) as its president for 2017-2018.

Joining Monteleone on the leadership team are Vice President Brett Loflin, Northeast Natural Energy LLC, Secretary-Treasurer Jim Pritt, Enervest Operating, LLC and Immediate Past President Scott Freshwater, ConServ Inc./Reserve Oil and Gas, Inc.

The Free Press WV
Marc A. Monteleone


“I am truly humbled and honored to serve as president of IOGAWV for the coming year,” Monteleone said. “I am ready to work hard and help our members meet the challenges of energy production, environmental stewardship and job creation.”

Monteleone concentrates his practice in oil and gas law, commercial law, federal and state taxation, construction law and real estate development. He has extensive experience in managing oil and gas operations and is the owner of Mountain Lion Enterprises Inc. and Tygart River Oil & Gas, LLC. He serves as general counsel to Waco Oil & Gas Co., Inc., where his duties include overseeing Marcellus Shale exploration, negotiation of gas sales contracts and supervising mineral acquisitions. In addition, he represents many large and small oil and gas production companies. He has an extensive real estate practice in land use and development law, representing both large and small developers proposing commercial and residential projects.

He previously served on the board of directors of IOGAWV from 2010-2013 and served as secretary/treasurer from 2011-2013.  He earned his undergraduate and law degrees from West Virginia University and his masters of law in taxation from New York University.

“IOGAWV is the largest natural gas and oil association in West Virginia, serving all producers in West Virginia,” Monteleone said. “I have large shoes to fill following President Scott Freshwater. He did an outstanding job of leading this organization and expanding its services to the producer community. Luckily, Scott serves another year as immediate past president, so I get to work alongside him and continue many of the initiatives he began this year. He is an amazing person and leader and his dedication to our membership is truly inspiring.”

Mistakes to Avoid with Your Student Loan Debt

The Free Press WV

Student loan debt can feel like a dark rain cloud hanging over your head.

But, if your debt isn’t included in the $5 billion in student loan debt that may be thrown out due to shoddy paperwork practices, you’ll likely have to bite the bullet and pay it off.

While you’re paying off your debt, it’s important to steer clear of common pitfalls that could make your life harder.

Here are some mistakes to avoid when it comes to paying back your student loan debt:


1. You wait until the end of the grace period to begin making payments

You’ll likely receive a grace period of six months after graduation before you have to start paying back your debt.

Sounds good, right?

Wrong. The grace period is kind of a trap.

“Most student loans begin accruing interest the moment you graduate, and that interest adds up,“ Anna Khayet, head of product marketing for student loan refi at online lending website SoFi, tells Business Insider. “Any payments you can make sooner helps cut down on the capitalizing interest.“


2. You forget about auto pay

“Automatic payments will deduct the amount directly from your checking account, ensuring you don’t incur late fees,“ Khayet says. “And if you set up auto pay on your monthly loan payments, most loan providers will likely give you a 0.25% rate discount.“


3. You don’t strategize

If you have multiple student loans with very different interest rates, the way you pay them off can make a difference in how much interest you pay in the long run.

So it’s important to strategize.

“If you make the largest of your payments on the loans with the highest interest rates, and pay just the monthly minimum payments on the rest of your loans, then you’ll make the biggest dent in what you owe and save the most on the accruing interest,“ she says. “Remember that there are no pre-payment penalties for paying off a loan early on federal loans or on most private loans.“


4. You don’t consolidate federal loans and refinance private loans

If the monthly payments are truly too much for your budget, Khayet recommends looking into whether you’re eligible for an income-based repayment plan. Also, consider consolidating federal loans into a federal direct consolidation loan and refinancing private loans.

“Consolidating both federal and private loans into one private loan can also be an option, but you would then lose some of the protections that come with federal loans,“ she says. “Instead, consider refinancing private loans at a lower interest rate, which doesn’t just simplify the payment process but also saves you money.“


5. You don’t properly prioritize your student loan debt

Khayet says that young people should first and foremost prioritize their organization’s 401(k) match program, to scoop up “free money.“

Next, it’s important to set up an emergency fund that can cover living expenses for at least three months.

After that, your student loan debt should be your next financial priority.

“Although most of us think we’ll pay off student loans in 10 years, many Americans end up taking 20 years to pay off their loans, well into their 40s or 50s,“ she says. “You should prioritize paying off student debt before making other large investments in order to get the most bang for your buck.“

Frontier Offering Higher Speeds, Discounts as Result Of $160 Million Settlement

The Free Press WV

Frontier Communications’ $160 million settlement with West Virginia Attorney General Patrick Morrisey’s office has led to increased internet speeds and discounts for approximately 40 percent of customers affected.

Frontier Communications entered into the settlement to resolve complaints about internet speeds provided to its customers.

“This agreement already has improved connectivity for thousands of West Virginians, however significant work remains,” Morrisey said.

Morrisey’s office, between 2013 and 2015, received multiple complaints from customers paying for Frontier’s high-speed service, which advertised internet speeds up to 6 megabytes per second. The subsequent investigation found many customers expecting internet speeds “up to 6 Mbps” frequently received speeds 1.5 Mbps or lower.

The discounted monthly rate set bills for approximately 27,500 affected customers at $9.99.

Those with further questions can contact the Attorney General’s Consumer Protection Division at 1-800-368-8808 or visit the office online at www.wvago.gov.

WV Treasurer’s SMART529 Plan Lauded by College Savings Website

The Free Press WV



SMART529 WV Direct, a college savings plan offered by State Treasurer John Perdue’s office, has attained a “five-cap” ranking from savingforcollege.com, a leading college savings website.

The five-cap designation is the site’s highest rating. The plan also rated fourth in the country for performance in three different year spans.

savingforcollege.com released its list of the top-rated 529 plans based on flexibility, costs, investment performance and additional economic benefits such as tax incentives.

There are 17 plans, including SMART529 WV Direct, that have garnered the five-cap ranking.

The rankings are based on apples-to-apples comparisons of funds’ allocations among stocks, bonds, and short-term investment returns and prices averaged to produce a composite percentile ranking.

“Performance is one of several criteria that families should use when choosing a 529 fund, whose earnings and distributions are tax-free so long as the funds are used for education,” said Bernice Napack, writing for www.ThinkAdvisor.com.

“Fees are another consideration as well as tax treatment. Some plans offer a tax benefit – credit or deduction – for state residents if they invest in that state’s plan; others offer a tax benefit for residents no matter what plan they choose.”

Fees have been declining in savings plans across the country, according to another recent study from savingforcollege.com.

The study found that the mean fees for direct-sold plans, which include expense ratios as well as account maintenance investment management fees, fell 3.7% over the past six months.

The SMART529 WV Direct led this trend with fee reductions implemented this past February. In addition to low fees, SMART529 WV Direct offers several other important advantages.

The plan does not require a minimum starting contribution, does not mandate subsequent contributions of any certain amount, and offers state and federal tax benefits.

State residents may reduce taxable income for state tax purposes, dollar for dollar, based on the annual amount they contribute to a SMART529 WV Direct account.

“Our staff and team of investment consultants routinely review SMART529 funds and suggest changes to ensure there are attractive options for every investor,” Treasurer Perdue said.

SMART529 offers three plans, including WV Direct. In all, SMART529 has attracted approximately 120,000 investors from across the country, 30,000 of whom are state residents.

To open up a SMART529 account, go to www.SMART529.com.

Natural Gas Production Up for A 13th Straight Year in West Virginia

The Free Press WV

Although the price of natural gas has been low for several years, production in West Virginia continues to grow stronger.  The West Virginia Oil and Natural Gas Association reports for a 13th straight year, production increased in West Virginia, setting a new all time high in each of those years.  The increase for 2016 is only about 2.5 percent, but according to Association Executive Director Anne Blankenship, that’s still a positive.

“That is all due to the investments made in this state and the advancements in technology which allow our drillers to produce natural gas more efficiently,” she said on Tuesday’s MetroNews Talkline.

Improved technology allowed for increased gas production without drilling additional gas wells.  The industry looked at those developments as positive since they reduce the footprint of the industry and its environmental impact.  But, according to Blankenship while West Virginia is seeing increased production, the level of increase pales in comparison to neighboring states.

“The disappointing part is we’re not increasing nearly as much as Ohio and Pennsylvania. ” Blankenship said. “Both of those states have mineral efficiency laws in place.  Ohio has pooling.  Pennsylvania has joint development and co-tenancy. Ohio saw a 43 percent increase in 2016.  Obviously they are doing something right there that we don’t have here.”

The legislature gave the gas industry a cool reception to those mineral efficiency proposals during the 2017 Regular Legislative Session, but Blankenship said despite failure of the legislation, progress was made and the industry hoped to keep up the momentum in next year’s session.

“There’s always a lot of education that needs to be done,” she said. “This is not a ‘taking of property rights’ it is a ‘basic majority rules’ concept so we can be in line with surrounding states.”

Blankenship added the lack of any of those efficiency laws along with a relatively high severance tax causes West Virginia to be viewed unfavorably by companies considering drilling in the Mountain State.  Many simply choose to cross the state line and set up according to her.

“We have nothing in place to deal with the inefficient manner in which we are having to produce right now,” Blankenship said. “That’s affecting our ability to bring in companies willing to drill in West Virginia.”

Judge Orderes EQT to Show Formulas Used in Royalty Payments

The Free Press WV

A Judge has ordered EQT to produce the documents and formulas its royalty owners have asked for in a dispute dating back to 2013.

The suit, filed four years ago by the Kay Company LLC and other lessors, accused EQT of improperly deducting post-production costs from their royalty payments.

EQT had been ordered by federal Magistrate Judge James Seibert to produce the information, despite the company’s characterization of the request as “unduly burdensome.“ EQT also contended the data was “protected work product.“

But U.S. District Judge John Bailey affirmed Seibert’s ruling in a 13-page order filed July 18. In it, Bailey noted that EQT had claimed there are “so many individual types of lease language that a class is improper and unmanageable.“

“This court is not totally convinced that the resistance is meritorious in that West Virginia has limited the categories of leases,“ Bailey wrote, pointing out the lessors were “seeking information as to how (EQT) classifies the numerous leases in the payment of royalties.“

“These attempts have been thwarted or delayed by the actions of the defendants,“ Bailey wrote. “For example, when asked about a list by which the defendants determine how to pay royalties to the various lessors, (EQT) took the position that such a list did not exist or that the list was work product. This court found such a position untenable.“

Bailey cited the transcript from the magisterial proceeding, in which Siebert had asked the lawyers who, at EQT, makes a mathematical calculation on how to pay and was told, “they look at it lease by lease.“

“Finally, after over four years, someone has admitted that they have two or more formulae for calculating royalty payments,“ Bailey wrote. “As a corollary, therefore, the defendants have to have a list as to which leases are determined by which formula.“

EQT’s legal team could not be reached for comment.

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Readers' Recent Comments

Good to see this program return after having it gone missing under the state appointed superintendent.

It was reported there was no place for it to take place.

Thank you Gilmer County Board of Education for making it happen.

By Some remember on 05.21.2018

From the entry: 'FREE breakfast and lunch this summer for Gilmer County Kids'.

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Pam,
Sorry to read of your mom’s passing. I remember may times spent in your home with your parents and brothers. Sending love and prayers to you and your brothers.
Sherry Broggi

By Sherry Straley Broggi and Rita Straley on 05.17.2018

From the entry: 'Lora Faye Tomblin'.

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Really cool project to all who volunteered and those helping financially as well!

Where’s DR? He never misses these events?

By Very nice project - great volunteers! on 05.17.2018

From the entry: 'CommunityImprovement™: Pavilion'.

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The GSC retention post must relate to those beginning in 2014 who planned for 4 year degrees and they dropped out. There probably were students who began in 2014 and they earned 2 year degrees before 2018 so they were not drop outs.

By GSC RETENTION? on 05.15.2018

From the entry: 'Education system perpetuates fraud at every level'.

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Congratulations kids!  Setting up a scholarship fund is a GREAT idea! Where can we get information on who to contact and what local needs are?

By Reader on 05.14.2018

From the entry: 'Calhoun-Gilmer Career Center Celebrates Seniors'.

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How large was GSC’s graduating class of 2018 last week and what was its original size the fall of 2014?

Accurate information should be available to indicate retention. One news source reported that 100 graduated in the class of 2018.

By Alumni on 05.13.2018

From the entry: 'Education system perpetuates fraud at every level'.

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Some interesting results.  Should shake the trees a little.

By Spring cleaning! on 05.09.2018

From the entry: 'Gilmer County Local Election Results - May 2018'.

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So sorry for your loss.  Prayers.

By Betty Woofter on 05.07.2018

From the entry: 'Ina Mae (Foster) Clem'.

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Anyone interested in facts for graduation rates after four years of college can access information on WV’s Education Policy Commission web site.

The last time information was reported WV State was listed at 13.6% compared to WVU’s at 35.9%. GSC was at 25.1%.

Comments submitted so far flag a serious problem in WV. Student achievement information is scattered all over with it being reported by the State, the federal government, and testing organizations including ACT.

Because WV lacks an effective State clearing house to sort through the information and to interpret it for practical application in improving our pubic school systems, too much important quality control material is neglected.

When citizens take initiative to obtain the information and they cite it they are often berated to be a form of “attack the messenger”.

Then too there are the perennial apologists who say that everything is “just fine” to help confuse the issue even more to detract from school improvements.

By WVDE Career Employees on 05.06.2018

From the entry: 'Education system perpetuates fraud at every level'.

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Too often students have to go an extra year or longer to graduate from college with under graduate degrees because they were not prepared when they got there to enable them to complete on time.

The 35% graduation rate includes incoming freshmen who do not finish in four years, and it is factual that some of our public colleges have worse records than others.

WVU does above average, but it has large numbers of-out-of state better prepared students.

By R. Page on 05.06.2018

From the entry: 'Education system perpetuates fraud at every level'.

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Rex Page claims we have a college graduation rate of approximately 35%.

In essence that is a FAILURE rate of 65% !

Think of how many dollars are wasted, and how many students are burdened with student loans, that basically will do them little good in life.

Oh yes.  It does pump money into the flawed system.

By Wv Has a FLAWED educational system ! on 05.05.2018

From the entry: 'Education system perpetuates fraud at every level'.

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Even with enrolling in colleges where acceptance is noncompetitive, meaning that all applicants with at least C averages are accepted, the graduation rate to get a degree is around 35%.

This fact is more evidence for WV’s failed public education system and solid proof that a major top to bottom over haul is needed.

If we accept the often cited excuse that there is a problem with kids and their families to cause under achievement in school that line of reasoning suggests that West Virginians are inherently flawed. This is untrue and the problem lies with WV’s under performing education system.

By Rex Page on 05.03.2018

From the entry: 'Education system perpetuates fraud at every level'.

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Disgraceful that WV lacks a top quality education system to prepare more high school graduates to be eligible for acceptance into the best colleges where there is competition for acceptance.

The deficiency forces students to attend lower tier places where everyone is accepted.

Why does WV fail to make improvements? It is because education delivery in our State is designed to be void of meaningful accountability for administrators.

By WVDE Watcher on 05.03.2018

From the entry: 'Education system perpetuates fraud at every level'.

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Little doubt the block schedule system at the high school gives GC lower scores.

This has been proven over and over in other school systems.

Its an out dated and antiquated system.  Our board of education needs to get rid of it.

Gilmer County Board of Education….are you up to the job?

By Block Schedule Supported By Blockheads on 05.02.2018

From the entry: 'Education system perpetuates fraud at every level'.

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Hopefully this is the beginning of doing better with getting out school news to Gilmer. It is far better to read timely news than to have to go to the Cornerstone to get it.

We wish Mr. Shuff the best in improving learning results at the HS. If he tackles problems like he engaged in athletics the HS will be put on the map for academic excellence.

When he gets his school improvement plan together everyone in the County will pitch in to help him succeed. Thank you GCBOE.

By Pleased Parents on 05.02.2018

From the entry: 'Gilmer County Board of Education News'.

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Mr. Williams has it nailed down.  Solid.

America’s entire education system is a farce.
Education administrators worry about their job than worry about the children.

Youth is our future.
By creating dummies, do not expect much of a future.

The children are being short changed, robbed.
America is being short changed, robbed.

But the failed administrators keep their jobs.

By Time To Clean the Education House! on 05.01.2018

From the entry: 'Education system perpetuates fraud at every level'.

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Is this article some sort of a joke ?
Certainly would seem so!

We are almost daily bombarded with chemical spraying from above.
We rarely actually have that clear, deep blue sky that God gave us.

If it happens we do get a clear(?) day, we will have the light blue, almost whispy white cloud sky.

Set a white bowl out in the rains.  Check to see what color the water is after a rain.  You will be
surprised.  Color will vary depending what is being sprayed on a given day.

If it were winter, I’d tell you to look at the snowflakes.  No more are all snowflakes different.  Watch what falls on your clothing, you will see 1,000’s of flakes all the same shape.  Again, depends what toxic material we are being blasted with.

Asthma attacks, ER visits are on the rise.
Do some web searching, plenty of websites report this travesty.  You tax dollars at ‘work’.

By WHERE ARE THE ENVIRONMENTALISTS ? ? on 05.01.2018

From the entry: 'Air Quality Awareness Week is April 30 – May 04'.

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Fraud is not only rampant in education, it consumes Gilmer County..  Those who Have want to keep it any and all costs, and those that don’t, want.  Gilmer needs a good house cleaning of court and legal ‘authorities’ as well if anything is Ever going to change.

By Spring cleaning! on 05.01.2018

From the entry: 'Education system perpetuates fraud at every level'.

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Fraud is committed in Gilmer County when citizens are told that our high school grads are prepared to be highly competitive for entry into the modern world.

The misinformation conflicts with verification that our grads lag when it comes to being college and career ready.

By being disadvantaged academically too many students drop out of college when they cannot compete and they often must go an extra year at a greater expense to catch-up.

There is another type of fraud not pointed out in the posting. It relates to bragging about the “fine” ACT test scores made by students at the GCHS.

For the ACT the average GCHS score as touted by school officials is close to 20. This may be slightly higher than average State scores, but here is the rub.

Our kids could not get accepted into top quality colleges and universities with stringent academic requirements to include those for ACT scores higher than most made at the GCHS.

What do they do? They attend institutions with relaxed acceptance criteria with some not having any basic requirements for ACT or SAT scores.

As a parent with a son at the Career Center I know that there must be remedial instruction in math and English for success in chosen career fields. It is called embedded instruction.

Because teachers must be hired at the Center for the catch-up it means that tax payers are paying twice (more fraud) for instruction that should have been done at the GCHS!

What can we do? Gilmer County must determine what must be done in our schools to make necessary improvements for the better to enable our kids to be the best they can be after HS. Simple isn’t it?

By We Want Better Schools on 04.30.2018

From the entry: 'Education system perpetuates fraud at every level'.

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It is easy to see through the motive for avoiding application of the same assessment approach in all of WV’s school systems.

The powerful in control do not want to make achievement results available for voters to compare academic results among districts!

That way opportunities for more accountability in ways school systems are administered will be nipped in the bud.

Interesting isn’t it that for sports minute attention is paid to comparing performances of all kinds of teams throughout WV.

Unfortunately the strategy will be to keep voters keenly focused on sports so they will not ask questions about education spending and how children are doing in mastering subjects in our school systems.

By WVDOE Disgusted on 04.20.2018

From the entry: 'G-ICYMI™: State might let counties switch standardized test from SAT to ACT'.

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The West Virginia State Board of Education has operated as a “pin the tail on the donkey” bureaucratic nightmare for over a generation.

Currently, it is hard to envision any positive change in their SOP?

Try this, try that.  Change this, change that.
Continual evidence that all is being run as an experiment?
The WVBOE has no real clue what to actually do, in order to fix anything.

Money wasted. Children cheated of a good education.
Parents and taxpayers cheated.  Opportunities missed.

This is the WVBOE legacy.

By State BOE - dysfunctional is an understatement? on 04.16.2018

From the entry: 'G-ICYMI™: State might let counties switch standardized test from SAT to ACT'.

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Maybe Jimmy can pay some of his tax bills now?

By Justice, pay your tax bills! on 04.15.2018

From the entry: 'City to purchase club owned by the governor’s company'.

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Reread the article and see what a wonderful set of excuses have been set forward.

Taxpayers give the state the funds for education.  It is then properly squandered leaving students with substandard educations.

These people have the audacity to blame the teachers on top of it.

State BOE, suck it up, fix the problem you and your previous board members have created. 

Make President Truman’s desk saying your motto:  “The buck stops here.“

That is, if you are up to it.

By Kanawha Reader on 04.15.2018

From the entry: 'State board members react to national test results'.

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West Virginia made national news again with its spending per student to be in the top third among the 55 states.

We spend more than $11,000 on average per pupil in our public schools. For comparison Utah spends about $6,500 per pupil and it ranks in the top third for the quality of its education system.

It would be interesting to know how much Gilmer County spends per pupil counting total funding from all sources.

WV is certainly no way near the top third with getting students college, career, and jobs ready right out of high school. Where is all our money going? What could we learn from rural states similar to Utah?

The worst culprit seems to be too many high paid people on WV payrolls who are non-contributers to making better lives for our kids.

By Economist on 04.14.2018

From the entry: 'State board members react to national test results'.

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Those of us who keep close tabs on student achievement want to know reasons for unacceptable reading, science, and math scores in Gilmer County and what is being done to correct them. For something this important the problems and solutions surely have been looked into.

By R. A. Beasley on 04.14.2018

From the entry: 'State board members react to national test results'.

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HaHaHaHaHaHaHa!

By Don't bring them to Gilmer! on 04.13.2018

From the entry: 'NEW “ALMOST HEAVEN” CAMPAIGN'.

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No matter what is going on in the State our concern is Gilmer County. The State reports on Zoom that 10th graders at the GCHS perform at the 35.9% proficiency rate for science.

Proficiency for 11th graders is 37% in math and it is commendable that the rate for them for reading is 64%.

What is being done to make improvements for science and math when students are about ready to graduate from HS? We hope that scores for reading hold up and even improve.

Why do we fail to receive updates for plans for proficiency improvements in the County’s schools?

In other WV counties superintendents provide that type of information on a routine basis.

By GCHS Parents on 04.12.2018

From the entry: 'State board members react to national test results'.

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This well written article makes is clear what actually a businessman can do.

Businessman turned politician.  Can actually make an entire state look like idiots.  Idiots for electing him at the minimum.

Looks like we have to find the patience to tolerate this bs two more years…...and hope he turns into a one term disaster.

Congratulations to the WV state employees giving him a good lesson. Nice job folks.

By Makin Arch Look Good on 04.09.2018

From the entry: 'ICYMI™: A 'billionaire' should be embarrassed to let schools, local governments, vendor bills'.

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Why is important school system improvement news of the type addressed in the other comment not on the County’s school system’s web site?

Someone in the board office should be assigned to write up news to keep citizens informed.

We are expected to vote in more tax money to run the schools and we deserve to be informed of positive improvements being made with our money instead of taking our support for granted. It works both ways.

By R. Curry on 04.06.2018

From the entry: 'Howard O'Cull: School 'work action' a teachable moment'.

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This is a suggestion for getting breaking news out to the community concerning important new improvements in the County’s school system.

We hear that improvements are being made to increase student performances in mathematics, reading, and other areas. The changes include getting back to basics for math teaching to eliminate achievement gaps.

Would someone write up something to explain the new changes to keep the community informed? One improvement I know is that progress reports come home regularly so families can track how kids are doing.

There is nothing wrong with positive news getting out to demonstrate that Gilmer County is positioning itself to become a leader in public education. The County deserves all the positive press it can get.

By Appreciative Parent on 04.05.2018

From the entry: 'Howard O'Cull: School 'work action' a teachable moment'.

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The Governors and the elected Legislators made the time ripe for the “educators revolt”.

The past 20 years, state employees, all who work outside the ‘capitol complex’ have been dissed.

Put off.  Put down.  Worked around.
That was clearly understood by our state employees.

That dissention was completely ignored by our failed state leadership.

Clearly it was time for action.  Social media was a major player….for the good.

The Governor, the Legislators, have now been put on notice to not ignore state issues, while they feather their own nests.

Now, lets see social media swing into action,  straighten out the Public Service Commission, and their gross failure to hold Frontier Communications lack of customer service to the fore. Some leader needs to step forward and make it happen.

We see what can happen with some leadership.  Social media is the citizens friend.  The election is just a few weeks away.  Its time to build a fire under the Public Service Commission.  Governor Justice you might even give it a shot to fire them…...up?

By J.P. on 03.30.2018

From the entry: 'Howard O'Cull: School 'work action' a teachable moment'.

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We want the County to become WV’s star performer known throughout the State for producing the highest achievement students.

How can this be done? Simple. Establish goals for math, science, and other subjects and aggressively manage the school system accordingly.

This will require establishment of a clearly written, professionally done holistic plan containing specific goals to achieve, establishment of personal accountability at different levels in the school system, accurate and timely reporting of achievement results as we proceed, and applying improved approaches when necessary to keep the plan on track.

We have heard for too long that everything is “just fine” in the County, and we continue to hear it today from some quarters.

Folks, things are not ‘just fine’ when too many of our students leave high school unprepared for college and careers. Where we go from here is the primary responsibility of the elected school board.

Teachers and staffs are more than ready to deal with obstacles confronting them and all they need is to be enabled to do their jobs.

The time is over for continuing to be hampered with lame excuses for why major improvements cannot be made i.e., Gilmer County is too poor, too many kids lack family support they deserve, and keen focus on public education is foreign to the community’s culture.

By Gilmer County Teacher on 03.30.2018

From the entry: 'Howard O'Cull: School 'work action' a teachable moment'.

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Public Service Commission is a joke.  Sorry.

They are the regulatory agency that is basically letting FRONTIER COMMUNICATIONS run unregulated for all landline customers.

Frontier customers wait days and days for landline service.  Many in our state live where there is no cell coverage, so no other choice for service.

Our elected reps need to pressure the Public Service Commission to get their chit together, do their job, and stop giving in to the Frontier lobby crew.

West Virginians deserve better!

By West Virginia resident on 03.30.2018

From the entry: 'PSC and GHSP Join Forces to Emphasize Seat Belt Safety Message'.

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Nice information. I think CANADA is also a very good place to live.

By Rahul on 03.22.2018

From the entry: 'The 10 Best Cities to Live In on Planet Earth'.

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I am so sorry and shocked to learn of Mike’s passing.  I think he would have liked he words printed here about him. Always a good man with a smile on his face and it didn’t take much to tickle him. West Virginia lost another good one. RIP Mike.

By Marlea Cottrill on 03.19.2018

From the entry: 'John Michael “Mike” Peters'.

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Yes, it would appear that Gayle M. has lost some of her ‘luster’ ?

The question now.  Will she pop back up somewhere else like that Whack-a-Mole game?

By Charleston Reader on 03.18.2018

From the entry: 'Justice names acting Secretary for Education and Arts'.

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Brian and Montie send their condolences to Gary’s family, especially to Nancy and Sharon for the death of a husband and father.  Nothing can really prepare us for such a loss as this. We are thinking about you at this sad time.

By Brian and Montie VanNostrand on 03.17.2018

From the entry: 'Gary Don Williams'.

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The centerpiece of nationally reported fake news pertained to Gayle Manchin’s plan for making WV’s southern coal field area a model for school system turn-a-rounds.

After the intense trail of high profile TV appearances to tout Manchin’s plan and pouring in money down there, nothing worked out as promised. 

The lesson from this sad saga is to focus on facts instead of what politicians try to pull over on voters.

The chronic problem in WV is that facts are routinely hidden by some politicians to keep voters misinformed.

By Bill Williams on 03.16.2018

From the entry: 'Justice names acting Secretary for Education and Arts'.

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Gilmer County has long memories. We recall the hill crest fund raiser out along Mineral Road to raise money for the Manchin political machine.

That was followed by Gayle’s insulting rant against the County leading to the damage of our school system and outlying communities during the State’s six years of iron rule intervention.

The good news is that Gayle is gone along with all other members of the WV State Board of Education responsible for our County’s intervention and the waste and mismanagement it wrought. Karma is alive and well WV!

By B. Jones on 03.16.2018

From the entry: 'Justice names acting Secretary for Education and Arts'.

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Brad got it all mixed up.
Gayle Manchin’s *resignation*....?

T-V, radio, newspapers across the state and beyond, even national news sources, all reported
that Governor Justice FIRED Gayle Manchin.

Brad, your effort to smooth that puts you squarely in concert with the rest of the BS fake news world.

By Brad got it mixed on 03.15.2018

From the entry: 'Justice names acting Secretary for Education and Arts'.

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Interesting.  Yet not so long ago, Gilmer local police weren’t interested when informed an out of state convicted felon was in possession of a trunk full of stolen guns.

By BangBang on 02.14.2018

From the entry: 'Gilmer County man sentenced for illegal possession of a firearm'.

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Great guy, who would do anything to help you. He would have probably got a kick out of having some strange woman’s face plaistered on his obituary. He would have had something smart to say about it I’m sure. smile

He had a great sense of humor. I saw him a little while back. I stopped by his house and visited with him a couple hours and as I went in I told him I stopped by to see if I could borrow his fancy car parked out front, expecting to meet with some resistance to that idea. Without missing a beat he said “Sure, just don’t let any of my kids drive it!“ We had a really nice visit that day - talking about cars and reminscing.

Our prayers are with the family.

By Connie Turner on 02.10.2018

From the entry: 'Kenneth Lee Page Jr.'.

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Justice, do you lay awake at night thinking up this stuff?

Can’t we West Virginian’s have some woodland that has not been molested by humans?

Keep the saws out of our state forests!

West Virginians are being raped once again.  The new generation of robber barons have bought off the governor and elected.

By Another Clueless Politician's Scheme on 02.10.2018

From the entry: 'Former Administrator: State Park Logging Plan Numbers Don’t Add Up'.

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so sorry to hear this news.  He took over Steve Grossmann’s mail route and we sure did appreciate his getting the mail delivered in all kinds of weather.  Slipping and sliding all the way. I loved his little dog that would look for snakes in the Normantown P.O.

By Cookie Setty on 02.09.2018

From the entry: 'Kenneth Lee Page Jr.'.

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Would it be possible for our new college president to involve Mr. Gallagher and student Evan Merical to attempt a revival of the defunct GSC Main Street Small Business Center? 

The community sure could benefit from it.  New management might just be what it needs?

By Question for Pres. Pellett on 02.07.2018

From the entry: 'GSC Student Speaks at One Stop Business Center Grand Opening'.

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Not surprised the Board of Ed supporting employees for raises and insurance. These people show they care about good employees over and over.
Just after they got our school system out from under state control they stood unanimously against the state appointed superintendent and his hand picked lawyer who tried to take away jobs from 8 professionals including Teachers and 4 service personnel. Can’t even count the number of transfers.  Gilmer’s Board of Ed just said no to that hit list. They stand up for this county and the kids..

By And we Appreciate It on 02.02.2018

From the entry: 'ATTENTION ALL EMPLOYEES OF THE GILMER COUNTY SCHOOL SYSTEM'.

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The state of WV overall has a dismal record of salaries and finance.

The jail system has issues.  Has for years.
The highway department.  Yup, them too.
The school system.  Ditto.

One per cent per year for 5 years?  That’s a real insult to any employee.

Teachers.  If you don’t get something that’s good, wait until warmer weather and strike.  Stand your ground !

The legislature and governor seem to have plenty $$$ to spread around Kanawha County.  Make sure they spread some towards teachers and staff salaries!!

By Give 'em some $$$ ! on 02.01.2018

From the entry: 'ATTENTION ALL EMPLOYEES OF THE GILMER COUNTY SCHOOL SYSTEM'.

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Rumor mill is saying that teachers and possibly other state employees will have to wear a wrist bracelet to track their lifestyles? 

Or pay higher insurance premiums?

True/false?

By is it true? on 02.01.2018

From the entry: 'West Virginia board revises high school requirement, grading'.

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Sorry to hear. He was a classmate at Sutton High School class of 1956.

By Nancy Rose Westfall on 01.31.2018

From the entry: 'Franklin D. “Frank” Conley'.

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A call to all candidates for all seats:  You can submit the information about yourself to us and it will be published at NO COST.

By Free Press on 01.31.2018

From the entry: 'Gilmer County: List of Candidates for 2018 Election'.

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Long list of candidates for the School Board. It would help voters decide if each candidate would publish a write-up of their personal backgrounds to include special qualifications for serving on the school board, and to include detailed goals for what they would like to achieve as a board member. The information would be far more useful to voters than signs plastered all over the County.

By Active Voter on 01.31.2018

From the entry: 'Gilmer County: List of Candidates for 2018 Election'.

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How about the new superintendent of Gilmer’s schools giving a progress report on her accomplishments so far in improving the quality of our schools to produce better prepared HS graduates for college and careers, plans for continual upgrading of academic achievements by our students, and how results will be accurately measured and reported to be convincing that our County is moving ahead? Doesn’t sound too much to ask for by bill paying citizens.

By Gilmer Parents For Accountability on 01.29.2018

From the entry: 'West Virginia board revises high school requirement, grading'.

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Gilmer County must set its own standards for student learning and to do what is necessary to achieve them with full involvement of highly motivated teachers.

We know that major improvements are needed to make our kids more competitive, but we have not heard details for what is planned in our school system to make critically needed changes.

Ignore what the State does with is long history of failure and let’s go ahead on our own.

Top down management in education has never worked in WV with its crippling grip of politics to emphasize the importance of making improvements through local initiatives.

By Glenville Teachers on 01.29.2018

From the entry: 'West Virginia board revises high school requirement, grading'.

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This is just another failure by the West Virginia State Board of Education!

It does NOTHING to improve education!

Just one more attempt to make everything “look nice”.

The State Board members are too far removed from the classroom.

That board needs populated with 4 or 5 of our better teachers who are not afraid to speak up.

By Troy Parent on 01.28.2018

From the entry: 'West Virginia board revises high school requirement, grading'.

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The question for the County’s sitting School Board is what is being done with corrective actions to get the County’s HS graduates out of the worst prepared bottom group for college and career preparedness as the State has reported?

Because more students graduate it does not mean that they mastered key subjects to promote success in the modern work place. Can anyone say grade inflation?

By B. Beckett on 01.26.2018

From the entry: 'West Virginia board revises high school requirement, grading'.

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Reduce requirements.
Lower teacher standards.

Produce less educated students.
Continue WV’s downward education spiral.

The current State Board of Education is less prepared to lead than back in the Gayle Manchin
days of failure.

Do not fool yourselves. Realize Paine is pain.
Do not expect WV educational leaders to improve education.

They have been showing us for years that goal is
out of their reach.

By Failed State BOE on 01.18.2018

From the entry: 'West Virginia board revises high school requirement, grading'.

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Does anyone know the County’s plan for getting us out of the State’s bottom group for college and trades ready after high school?

What are the causes for our being at the bottom for being ready and what is being done to solve them?

Causes never cease by themselves and the only solution is top quality leadership pushing a highly focused corrective program.

By Rusty Moore on 01.16.2018

From the entry: 'West Virginia board revises high school requirement, grading'.

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Example of a yes/but situation. Just because kids are pushed through does not mean that they are college and career ready. Read past comments about Gilmer’s being in the failing category for academic preparation. The way WV info is reported allows selective use of results to bloat up claims of how well a high school does in preparing students for the real world.

By R. Wells on 01.16.2018

From the entry: 'WEST VIRGINIA HIGH SCHOOLS RECOGNIZED FOR EXEMPLARY GRADUATION RATES'.

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Sunday’s Charleston Gazette-Mail had a warning that just because a high school has a high graduation rate that does not mean that its students are college ready. Gilmer County is one of them to put us in the State’s bottom category for readiness, but you won’t hear about it locally. Kids call it dumbing down.

By Give Citizens The Facts on 01.14.2018

From the entry: 'West Virginia board revises high school requirement, grading'.

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What about all the septic in the hollers that is draining into the creeks??

By Ugly on 01.10.2018

From the entry: 'PSC Investigates Impact of New Corporate Tax Law on Utilities'.

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This point should be kept in mind i.e. “The Commission has directed all privately owned electric, gas, water, sewer and solid waste facilities to track the tax savings resulting from the 2017 Federal Tax Act on a monthly basis beginning January 01, 2018. “.

By Michell J. Hill on 01.07.2018

From the entry: 'PSC Investigates Impact of New Corporate Tax Law on Utilities'.

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Troyan advocates for competition among schools with survival of the top performers. Her point is that the lack of accountability for county school system administrators must change to be similar to the way corporate America functions. Failure must have consequences!

By Accountabilty Needed on 01.03.2018

From the entry: 'Gilmer County Board of Education Minutes of Regular Meeting - 11.27.17'.

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Gilmer singled out again in article by Jessi Troyan for our being at the bottom for preparing high school grads for college. We know we have a serious problem. We await on top school system leadership to devise a workable remedial plan for the County. Denial of having problems cannot be used anymore to cover up

By B. Post on 01.02.2018

From the entry: 'Gilmer County Board of Education Minutes of Regular Meeting - 11.27.17'.

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You were in my life for what seemed like a short time but will be in my heart forever. I’ll see you at the family reunion one day again.

By Dana Linger on 12.29.2017

From the entry: 'Kathern Fay (Cogar) Linger'.

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Concerns about urgent need to upgrade student learning have persisted for too long in the County. 

We are tired of hearing lame excuses that under-achievement is caused by uncaring parents who do not emphasize the importance of education.

Parents are keenly important for contributing to student learning, but they cannot compensate for school “culture” deficiencies linked to leadership short comings.

By Parents For Better Leadership on 12.29.2017

From the entry: 'Gilmer County Board of Education Minutes of Regular Meeting - 11.27.17'.

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Those who go to college perform down at the bottom in comparison to high school graduates in other WV counties. This evidence suggests that Gilmer’s students who don’t go to college are short changed too. Immediate leadership changes to straighten out under achievement are in order!

By E. Moore on 12.28.2017

From the entry: 'Gilmer County Board of Education Minutes of Regular Meeting - 11.27.17'.

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Jeanette,
I am so sorry for your loss.

By Margie Shook on 12.18.2017

From the entry: 'Warren Curtis Pierce'.

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The whole child concept is admirable, but with GCHS grads being behind in proficiency for academic subjects we need to make changes to drastically improve learning to enable our kids to compete in the highly competitive modern world.

Our being the 52nd worse off among 55 WV counties for college remediation rates is undeniable proof.

Administrators must determine legitimate causes of our bottom ranking for use in improving learning instead of applying usual low payoff tinkering to be passed off as progress.

By B. K. Brooks on 12.15.2017

From the entry: 'Gilmer County Board of Education Minutes of Regular Meeting - 11.27.17'.

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That’s the #### dems new ploy, they can’t win on policy so they charge sexual harassment.

By The Silent Majority on 12.15.2017

From the entry: 'Meet the Miss USA Contestant from Gilmer County, WV Accusing Trump of Sexual Misconduct'.

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Why was there no outrage like this when Billy Boy was doing his deed in the White House? and other places?

Oh, I forgot.  He was the media’s boy?

By HOW COME NOW ? on 12.14.2017

From the entry: 'Meet the Miss USA Contestant from Gilmer County, WV Accusing Trump of Sexual Misconduct'.

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Wanna bet that in green counties when results sag there is no hesitancy to make administrative changes when needed? In Gilmer County the approach has been to hide facts and to manufacture rosy ones to report to citizens.

By Moore on 12.11.2017

From the entry: 'More college-going students in WV need remedial classes'.

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This is basically the process for an improvement plan. A school board specifies student achievement standards and it assigns a superintendent to work with central office staff and school administrators to produce a comprehensive plan for making needed changes. After putting a plan in place results are closely monitored by a school board while holding a superintendent personally accountable for achieving the standards.

By School Board Member In A Top Performing County on 12.10.2017

From the entry: 'More college-going students in WV need remedial classes'.

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Did I miss the County Commission Agenda for the December meeting?  The GFP site is displaying a little differently and I can’t seem to find it.  Do they still meet on First and Third Fridays??

By Searching on 12.10.2017

From the entry: 'More college-going students in WV need remedial classes'.

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The no excuse rate for Gilmer County is 59% and there are only three other WV counties worse off. This alarming information flags dire need for the County’s school board to do its job by implementing an improvement plan.

By Gilmer Students Ripped Off on 12.08.2017

From the entry: 'More college-going students in WV need remedial classes'.

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“We’re going to see a sea change in American agriculture as the next generation gets on the land,“

Yeah, right.  That will last about as long as it takes to discover exactly how hard farming is, and the amount of work it takes to make even a minimal living.

Sincerely

Pat McGroyne

By Pat McGroyne on 11.30.2017

From the entry: 'A Growing Number Of Young Americans Are Leaving Desk Jobs To Farm'.

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